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Dr. Neha Chhabra Roy
Associate Professor
Financial Modelling, Risk Management
Neha.ChhabraRoy@nmims.edu
080-25126069

Education
Ph.D (Fin), M.Phil (Fin), MBA, B.Tech (Mechanical)

  • Assistant Professor ( Senior Grade), NMIMS(Narsee Monjee), Bangalore (July 2016)
  • Assistant Professor Grade-II, Alliance University, Bangalore (Jun 2013 -16)
  • Assistant Professor, UPES, Dehradun, (Aug 2010- May 2013)

Research Interest

  • Risk Management, sustainable framework and policy mitigations, Banking and Insurance sector Analytical Accumen.

Research Experience-Projects

  • Impact of Technological Disruption on Workforce Challenges of Indian Banks – Identification, Assessment & Mitigation. Indian Institute of Banking & Finance, Mumbai. (Project PI).
  • Project: A Socio-economic study of Hydro-electric Power Project. Uttrakhand Jal Vidyut Nigam Ltd. Project associate.
  • Alarming signs of Banking Frauds and Loopholes within System- Early Detection and Prevention (Project PI) Reserve Bank of India, Mumbai.

Teaching Interest

  • Risk Management & Analytics, Business Simulation- capstone course, Financial Analytics, Advance Financial Analytics, Management Accounting, Financial Institutions and Markets

Research Papers & Articles Published

  1. Roy, N. C., & Prabhakaran, S. (2023). Insider employee-led cyber fraud (IECF) in Indian banks: from identification to sustainable mitigation planning. Behaviour & Information Technology, 1–31. https://doi.org/10.1080/0144929X.2023.2191748 ( ABDC-A, Scopus)
  2. Chhabra Roy, N., & P, S. (2024). Proactive cyber fraud response: a comprehensive framework from detection to mitigation in banks. Digital Policy, Regulation and Governance . https://doi.org/10.1108/DPRG-02-2024-0029 ( ABDC-B, Scopus)
  3. Roy, N. C. (2024b). Sustainable Lending Strategies: A Framework for Enhancing Climate Resilience in Industrial Loan Portfolios. Asia Europe Journal.( Accepted) ( ABDC-B, Scopus)
  4. Roy, N. C., & Ramachandran, N. (2024). Enhancing microfinance efficacy for socio-economic development: A fuzzy logic approach to Pradhan Mantri Mudra Yojana. International Journal of Financial Engineering, 2443003. https://doi.org/10.1142/S2424786324430035 ( ABDC-C, Scopus)
  5. Roy, N. C. (2024a). Climate-resilient banking: a comprehensive framework for optimizing industrial sector loan portfolios. Current Science, 127(7), 818–826. Retrieved from https://openurl.ebsco.com/EPDB%3Agcd%3A5%3A31169589/detailv2?sid=ebsco%3Aplink%3Ascholar&id=ebsco%3Agcd%3A180259654&crl=c( Scopus)
  6. Chhabra Roy, N., & Prabhakaran, S. (2023a). Internal-led cyber frauds in Indian banks: an effective machine learning–based defense system to fraud detection, prioritization and prevention. Aslib Journal of Information Management, 75(2), 246–296. https://doi.org/10.1108/AJIM-11-2021-0339 ( ABDC-B, Scopus)
  7. Chhabra Roy, N., & Prabhakaran, S. (2023b). Sustainable response system building against insider-led cyber frauds in banking sector: a machine learning approach. Journal of Financial Crime, 30(1), 48–85. https://doi.org/10.1108/JFC-12-2021-0274 ( ABDC-B, Scopus)
  8. Chhabra Roy, N., & Roy, N. G. (2023). Paradigm shift in the sustainability of water-based power sector – an application of Hydropower sustainability assessment protocol. Social Responsibility Journal, 19(4), 641–665. https://doi.org/10.1108/SRJ-05-2020-0214 ( ABDC-B, Scopus)
  9. Roy, N. chhabra, & Roy, N. G. (2022). Sustainable Hydro Electric Power project planning under Socio-economic, Environmental concerns using Sustainability Index approach. Built Environment Project & Asset Management. https://doi.org/DOI(10.1108/BEPAM-06-2021-0082) ( ABDC-B, Scopus)
  10. Roy, N.C., & Vishwanathan, T. (2021). Dynamic Interaction of Urban Development and Rural Urban Migration: An application of Integrated Urban Metabolism Analysis Tool for Sustainable City Planning. Digital Policy, Regulation and Governance. https://doi.org/10.1108/DPRG-06-2020-0085 (ABDC-B, ABS)
  11. Roy, N.C, & Basu, S. (2021). Indian Banks Battle Against Frauds- Detection of Insiders frauds, its ignitors, and mitigators. Journal of Facilities Management, https://doi.org/10.1108/JFM-04-2020-0021 (ABDC-C, Scopus)
  12. Roy, N.C., (2021). Banks and their technology investment decision are aligned or not – an experience of Indian banks. Journal of Facilities Management, 19(1),1–20. (ABDC-C, Scopus)
  13. Roy, N. & Viswanathan, T., (2020); Investment in technology- Does it proliferate the profitability and performance of Indian Banks? Research in Finance, 36, 19-44. (ABDC-C, Emerald, Scopus).
  14. Roy, N. & Basu, S. (2020); Electricity Trading Viability in Indian Electricity Exchange: A case of Seasonal Options, The Electricity Journal, 33(7). (Elsevier, Scopus).
  15. Roy, N. (2019); Life Insurance Industry Agent’s Attrition: Game Changer for Insurance Business, Global Business Review, sage, 115(4). (ABDC-C, Sage)
  16. Roy N. & Roy, N.G; (2020); Investor of SHP and Insurance companies’ tradeoff for risk Management; IIMB Management Review.32(3),291-304. (ABDC-B, Elsevier)
  17. Roy, N. & Vishawanathan, T. (2018) workforce challenges in the Indian Banking system, Current Science, Indian Academy of Science, Vol 115(4). (Scopus, WOS)
  18. Roy N. (2018); An outlook of agent’s attrition in Life insurance companies in India, Current Science, Indian Academy of Science, Vol 115(5). (Scopus, WOS)
  19. Roy N. (2018); Dynamics of the Shift of Insurance Agents between Companies in the Life Insurance Industry, Empirical Economics Letters, Vol. 17(7). (ABDC- C)
  20. Roy, N. & Vishawanathan, T. (2018) Developing Nations Banking workforce and technical disruptions, The Empirical Economics Letters, 17(11). (ABDC- C)

Book and Book Chapters

  • Roy, N. C. (2024). portfolio analytics using machine learning. In Smart Beta Investing: A Cornerstone of Systematic Active Investing (pp. 87–99). Imperial Publisher.
  • Roy, N. C., Srivastava, M., & Ramachandra, N. (2024). Blockchain-Driven Approach for Proactive Prevention of Insider Employee-Led Cyber Fraud in Bank System. In AI-Embedded Blockchain Technologies and Applications: Enhancing Cybersecurity Systems in Smart Environments (pp. 234–265). Newyork: Wiley CEE Press.
  • Roy, N. & Thangaraj, V. (2021); Dynamic Interaction of Urban Development, Employment, and Rural-Urban Migration- Strategies, Challenges, and Perspectives. Palgrave Series in Global Higher Education. ( springer) University College London & Berkeley( Book Chapter)
  • Chhabra, N. (2011). Project Appraisal by State Financial Corporations in India. Duttweiler Landstraße, Saarbrücken, Germany: LAP LAMBERT Academic Publishing GmbH & Co.( Book)
  • Chhabra, N. (2011). Sensitivity analysis on value-added tax. Duttweiler Landstraße, Saarbrücken, Germany: LAP LAMBERT Academic Publishing GmbH & Co.( Book)

Conferences- Published in Proceedings & Extended Abstracts

  • Roy, N., & Ramachandran, N. (2023); Microfinance banks effectiveness in Indian Banks, by World Finance conference, Budepest held in Aug 2023 (presented) (peer-reviewed- Conference).
  • Roy, N., (2023); Transformative effects of the Covid-19 Crisis on the Indian Banking sector's performance - Impacts, Responses, Effectiveness, and outlook by INDAM-07, NMIMS, Mumbai, India held in Jan 2023 (presented) (peer-reviewed- Conference).( won Best Paper Award)
  • Roy, N., (2022); Impacts, Response, Effectiveness and outlook of Indian Banking sector Pre and post Covid-19 Pandemic by World Finance & Banking Symposium, Budapest, University of the Corvinus University of Miami, USA. held in Dec 2022 (presented) (peer- reviewed- Elsevier Conference).
  • Roy, N., (2022); Impact of geopolitical crises pertains to wars on the global energy commodity market: Longevity analysis, instrument design, and instrument effectiveness for investment planning by India Finance Conference, IIM Calcutta, India. held in Dec 2022 (presented) (peer-reviewed- Conference)
  • Roy, N., (2022); Impacts, Response, Effectiveness and outlook of Indian Banking sector Pre and post Covid-19 Pandemic by World Finance & Banking Symposium, Budapest, University of the Corvinus University of Miami, USA. held in Dec 2022 (presented) (peer- reviewed- Elsevier Conference).
  • Roy, N., (2021); An Analytical approach to fight against cyber frauds In Indian Banks? An approach of identification, classification, prediction, and prevention by World Finance & Banking Symposium, Budapest, University of the Corvinus University of Budapest, Hungary. held in Dec 2021 (presented) (peer-reviewed- Elsevier Conference).
  • Roy, N., & Roy, N.G. (2021); Paradigm Shift in Risk Literacy for Energy Sector- Social and Environmental barriers, Eco-summit- 6th (2019) by IIM Shillong, India. (Presented, July 2021) (peer-reviewed).
  • Roy N. & Roy, N.G; (2020); Paradigm Shift in Risk Literacy for Energy Sector- Social and Environmental barriers; sixth Eco summit(2020), Gold coast, Queensland Australia. ( peer-reviewed)
  • Roy N. & Basu, S; (2020); Weather Derivative (WD’s) A Step towards Risk Reduction for Indian Electricity stakeholders; sixth Eco summit(2020), Gold coast, Queensland Australia. ( peer-reviewed)
  • Roy, N., Basu, S. & vaish, N. (2019); Bank frauds Ignitors, indicators, and elevators- Experiences of Indian banks, Indian Finance Conference( 2019) IIM Ahmedabad.
  • Roy, N. & Thangaraj, V. (2019); Investment in technology, Does it proliferate the profitability and performance of Indian banks, International conference on Economics and Finance-II, NMIMS, Bengaluru. ( peer-reviewed)
  • Roy, N. & Thangaraj, V.(2019); Urbanisation and health disparities Comparison in India: An approach through determinant analysis and inequities assessment in India,16th ICUH conference by Elsevier, Xiamen China. ( peer-reviewed)
  • Roy, N. & Thangaraj, V. (2018); Dynamic Interaction of Urban Development, Employment, and Rural-Urban Migration- Strategies, Challenges, and Perspectives. National Institute of Advanced Studies, Indian Institute of Science, Bangalore. ( springer) ( peer-reviewed)
  • Roy, N. & Thangaraj, V. (2018); Dynamic Interaction of Urban Development, Employment and Rural-Urban Migration- Strategies, Challenges, and Perspectives. National Institute of Advanced Studies, Indian Institute of Science, Bangalore. ( springer) ( peer-reviewed)
  • Roy, N. & Basu, S. (2017); Electricity Trading Viability in Indian Electricity Exchange: A case of Seasonal Option Strategies. India Finance Conference-07, IIM Bangalore. (CFA-Asia Pacific Research Exchange) ( peer-reviewed)
  • Roy, N. & Roy, N.G. (2017); A Contingency Theory Approach: Application of Risk Identification, Assessment & Distribution in Small Hydro Power Projects; ICFE 2017, Loyola Institute of Business Management, Chennai. ( peer-reviewed)
  • Roy, N.R (2016) Dees Mergers & Acquisition Holds good for Private Sector banks in India; CERE 2016 ( IIM Indore) ( peer-reviewed)
  • Roy, N. C ( Dec 2016); Socioeconomic & Environmental Risks impact of Hydropower projects in Uttarakhand, Proceedings AIMS; AIMS 14th International Conference( MICA- Ahmedabad)
  • Roy, N. & Khanna, A.(2016); Return Dynamics and volatility forecast of foreign currencies: USD; Euro, GBP & YEN, AIMS Proceedings, AIMS 14th International Conference(MICA- Ahmedabad)
  • Roy, N. & Rao, N. ( 2016); Triggers for Agents Attrition in Indian Life Insurance companies, AIMS Proceedings, AIMS 14th International Conference( MICA- Ahmedabad)
  • Roy, N & Roy, N. G. (2015). Risk Identification and taxonomy in Small Hydropower project. AIMS 12th International Conference (p. 9). Kozhikode: (IIM Kozhikode) ( peer-reviewed)
  • Roy, N. C., Roy, N., & Pandey, K. (2015). Risk Assessment & Distribution in Small Hydro Power Project: A fuzzy logic approach. AIMS 12th International conference (p. 9). Kozhikode: (IIM Kozhikode) ( peer-reviewed)
  • Awarded Krobo Life travel Scholarship from Asia pacific Risk and Insurance committee (APRIA) worth $1000.
  • Awarded Best Research Faculty Award 2023 at NMIMS Bengaluru.
  • Awarded Best Research Paper Award at INDAM in 2023 at NMIMS Mumbai.
  • Awarded Best Research Faculty Award 2021 at NMIMS Bengaluru.
  • Awarded Best Research Faculty Award 2020 at NMIMS Bengaluru.
  • Full scholarship Research Grant from The International Society for Urban Health; Secretariat, The New York Academy of Medicine for paper presentation at the International conference in china worth $2000.Nov 2019.
  • Received Sourabh Shiware Memorial Young Researcher Award, Dec 2018 by Indian Commerce Association with the cash price of 25,000 INR.
  • Research Grant from Max plank university Germany for winter school on Risk Literacy worth $1500.Jan 2019
  • Got Grant of 2, 50,000- from the Indian Institute of Banking and Finance for a research project.
  • First Prize for best Ph.D. thesis at IIM Kozhikode, Conducted by 12th AIMS International conference, 2015.
  • Second Best research paper Award from AIMS 14 International Conference held at MICA, 2016.
  • Paper selected titled Electricity Trading Viability in Indian Electricity Exchange: A case of Seasonal Option Strategies in IFC conference among 5 best paper consortium organized by CFA Institute, 2017.
    Neha Roy is an Assistant Professor in Finance and Accounting area at Narsee Monjee Institute of Management studies Bengaluru. Her research interest areas are Energy Trading, Energy Risk Management, Energy Analytics, Financing and Investment challenges into the renewable/ nonrenewable power sector, evaluating the costs- benefits, risks and uncertainty and institutional needs of energy generation, transmission and distribution supporting infrastructure. Neha has a Ph.D. in Energy Risk Management and computational finance from University of Petroleum & Energy Studies, funded and collaboration through Uttarakhand Jal Vidyut Nigam Limited (UJVNL), MBA in Finance from Kanpur University and a B.Tech. in Mechanical Engineering from the Uttar Pradesh Technical University. Neha also holds certification on Risk Literacy and quantitative finance from Max Planck Institute of Human development Germany. She earned sponsored research projects from reputed financial institutes of India including Indian Institute of Banking and Finance and Reserve bank of India in the area of frauds and risk management in banking.Her Teaching interest includes Risk Management, Financial Analytics, Business Simulation- A capstone course and project appraisals and strategy and policy in finance domain.

Corporate Lectures & Training

  • Corporate training for Prism Johnson on Risk Management for Senior Leadership of organization.
  • Corporate Training on Business Loans and Risk for ICICI for Middle level Executives.
  • Corporate Training for AMDISA on Risk Management and Business Simulation. - South Asian Nations (International)
  • Higher Education faculty training on Risk Management using crystal ball and R on Global Platform- Singapore, Australia, Dubai. (International)
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